Dork LabsContact Us
FINANCIAL TECHNOLOGY, MADE USEFUL

Building the infrastructure for a new generation of financial products.

Dork Labs is a financial technology company building products that make saving, borrowing, and accessing credit simpler.

We combine intuitive consumer experiences with programmable financial infrastructure to make onchain finance useful to everyone — not just crypto users.

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OUR THESIS

Simple on the surface.
Powerful underneath.

Consumer experiences.
Programmable financial markets.
01 / THE NEXT GENERATIONSAVINGS   /   CREDIT   /   INFRASTRUCTURE
01 / WHAT WE’RE BUILDING

Three products.
One connected vision.

We believe the next generation of financial products will be built on open, programmable infrastructure — but users shouldn’t need to understand the technology underneath it.

Dork Labs builds simple applications people can use, the financial infrastructure powering them, and open-source tools for developers building AI-powered financial experiences.

SimplFiCONSUMER APPLICATION

Save more.
Borrow when you need to.

SimplFi is a consumer savings and credit application designed around a simple idea: accessing money shouldn't always mean spending down your savings.

Users can earn a variable return on their savings and access liquidity by borrowing against those assets when they need it.

Wallets, blockchain transactions, asset routing, and other technical complexity are abstracted behind a familiar financial experience.

Learn about SimplFi
A FAMILIAR EXPERIENCE. MORE POSSIBILITIES.
DorkFiLENDING INFRASTRUCTURE

Programmable
lending infrastructure.

DorkFi is the onchain financial infrastructure developed by Dork Labs.

The protocol provides non-custodial markets for supplying assets, borrowing against collateral, and creating programmable credit products.

Its modular architecture is designed to support consumer applications, institutional use cases, and new financial products across multiple blockchain networks.

Explore DorkFi
OPEN MARKETS. PROGRAMMABLE CREDIT.
AgentKit/OPEN-SOURCE DEVELOPER TOOLKIT

Connect AI agents to
programmable finance.

DorkFi AgentKit is an open-source toolkit for building AI agents that interact with the DorkFi protocol. It brings together reusable skills, prompts, validation schemas, MCP integrations, and a framework-agnostic TypeScript SDK.

Explore AgentKit on GitHub
BUILT FOR DEVELOPERS

Read markets. Understand risk.

Give agents tools to explore lending markets, analyze portfolios, estimate borrowing capacity, and monitor liquidation risk.

Prepare actions. Control execution.

Prepare unsigned lending transactions and connect application-selected signing and broadcast adapters. AgentKit does not hold private keys.

Choose your AI framework.

Use reusable skills and tool adapters with OpenAI, Claude, LangGraph, OpenClaw, and MCP clients.

02 / HOW IT CONNECTS

One infrastructure.
Multiple experiences.

Dork Labs connects consumer-friendly applications with transparent, programmable financial markets.

Simple on the surface.
Powerful underneath.

Consumers interact with familiar products like SimplFi.

Behind the scenes, DorkFi provides the lending, collateral, interest-rate, risk-management, and transaction infrastructure required to power those experiences.

This allows us to build financial products that feel familiar while taking advantage of the transparency, programmability, and interoperability of blockchain infrastructure.

THE EXPERIENCESimplFi
SavingsCreditSimple interfaces
Connected through programmable markets
THE INFRASTRUCTUREDorkFi
LendingCollateralInterest & risk
OPEN   /   NON-CUSTODIAL   /   INTEROPERABLE
03 / WHAT WE’RE FOCUSED ON

Better financial products.
From the ground up.

01

Savings

Create better ways for people to put their money to work while maintaining control of their assets.

02

Credit

Make borrowing against existing assets simpler, more transparent, and more accessible.

03

Financial infrastructure

Build programmable lending markets that applications and institutions can use to create new financial products.

04

User experience

Abstract wallets, networks, gas, bridging, and other blockchain complexity so users can focus on what they're trying to accomplish.

04 / OUR TECHNOLOGY

One platform.
Built for what’s next.

01

Consumer experiences

Simple savings and credit experiences through SimplFi, with infrastructure for future embedded financial products.

02

Financial infrastructure

DorkFi markets bring together lending, collateral, interest, and collateral-backed stablecoin infrastructure.

03

Developer & AI tools

AgentKit, MCP integrations, and cross-chain transaction workflows help developers build connected financial applications and AI agents.

05 / OUR APPROACH

Complex technology.
Clear principles.

01

Abstract the complexity

People shouldn't need to understand wallets, gas fees, bridges, or blockchain networks to benefit from better financial infrastructure.

02

Keep users in control

Our products are designed around non-custodial infrastructure where users retain control of their assets and authorize transactions.

03

Build transparent markets

Smart contracts make financial rules — including collateral requirements, interest, borrowing, and repayment — transparent and programmable.

04

Build for interoperability

Financial infrastructure shouldn't live inside closed systems. We're designing Dork Labs products to connect across applications, networks, assets, and financial rails.

06 / OUR TEAM

The people building
what comes next.

Matthew Armstrong

Matthew Armstrong

Co-Founder & CEO

Marketing & Community

Nicholas Shellabarger

Nicholas Shellabarger

Co-Founder & CTO

Technology & Engineering

Michael Pappalardo

Michael Pappalardo

Co-Founder & COO

Business Development & Strategy

DORK LABS

Building what's
next in finance.

Dork Labs is creating financial products that combine the simplicity people expect from modern fintech with the capabilities of programmable financial infrastructure.

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